- Zero depreciation available
- NCB protection
- Engine protect cover
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Cashless treatment at 13,000+ hospitals — pay only ₹7/day.
- Cashless at 13,000+Network hospitals across India
- Family-floater plansCover all members in one policy
- Tax savings u/s 80DSave up to ₹75,000 in taxes
- Instant pre-approvalFor most minor claims
₹1 Crore cover starting at ₹400/month*
Lock in low premiums for life — your family stays protected up to age 99.
- High cover, low cost₹1 Cr from just ₹16/day
- Premium freezeLock in today's rate forever
- Return of premiumGet all premiums back
- Tax savings u/s 80CSave up to ₹46,800/year
Build wealth with guaranteed returns
Tax-free maturity, life cover, and up to 7.3% IRR — all in one plan.
- Up to 7.3% IRRRisk-free guaranteed returns
- Tax-free maturitySection 10(10D) benefits
- In-built life coverProtection for your family
- Child & retirementGoal-based saving plans
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Featured plans for you
Top-rated picks across all categories.
- Zero depreciation available
- NCB protection
- Engine protect cover
- Zero depreciation available
- NCB protection
- Engine protect cover
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What our customers say
Trusted by 7.4 crore Indians across 1,000+ cities.
Buying health insurance for my parents through policyVent was the smoothest experience. The advisor helped me compare 8 plans in 15 minutes and we settled on a plan with 50 lakh cover at half the premium our agent had quoted.
My car insurance was due in 2 days and I was overwhelmed by the renewal options. The site let me filter by zero-dep, IDV and add-ons in one go — saved me ₹4,200 vs my old insurer.
Got 1 Cr term cover at ₹672/month for myself at age 31. The advisor walked me through smoking-related questions and helped me pick a plan with WOP rider. Policy was issued the same day.
Bike insurance for my Royal Enfield was renewed in under 5 minutes. Compared to last year I paid ₹1,800 less because I added the no-claim bonus from my old policy.
Needed Schengen-compliant cover for a 14-day Europe trip on 36-hour notice. The team filtered for €30,000+ medical and visa-friendly plans and I had the document in my inbox within 30 minutes.
When my mother was hospitalised in 2024, the claims team coordinated cashless directly with the hospital — we never paid a single rupee out of pocket for an ICU stay that ran over a week. Lifesaver.
Picked a ULIP for my daughter's education fund. The fund-allocation walkthrough was super clear and the maturity-projection calculator helped me set realistic expectations.
After the 2024 Chennai floods, I shopped for home insurance and was confused by the building-vs-contents split. The advisor explained the structural cover, contents cap, and burglary add-on in plain Tamil.
Compared 6 annuity plans for my mother who just retired. Got a guaranteed ₹35,000/month payout from a single-premium plan with return of purchase price. Took only one call.
Got cyber insurance after a phishing scare last year. The plan covers ₹10 lakh for digital fraud and identity theft — premium was just ₹1,200/year. Wish I had this earlier.
Insurance insights
Tips, comparisons and explainers from our editorial team.
How much health cover do I really need in 2026?
Medical inflation is running at 12-14% per year. Here's how to size your sum insured for a metro family.
Pre-existing diseases: what counts and what gets excluded
Diabetes, hypertension, asthma — how PED waiting periods work and which plans waive them.
Cashless vs reimbursement: what to choose at admission
Step-by-step guide to using cashless treatment and when reimbursement is the better option.
Why a 1 Cr term cover at age 30 costs less than a phone EMI
Average premium for ₹1 Cr term at age 30 is ₹650-800/month. Why everyone with dependents needs it.
Saral Jeevan Bima: the IRDAI standardised term plan explained
Same features across all insurers — only the price differs. Is it always the cheapest? Not quite.
Zero-depreciation cover: when is it worth the extra premium?
Adds 15-25% to your premium. Worth it for new cars, breakeven by year 4, generally skip after year 5.
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