Two Wheeler Insurance
Cover your bike
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Two Wheeler Insurance Plans
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About Two Wheeler Insurance
What is Two Wheeler Insurance?
Two-wheeler insurance covers damage to your bike, third-party legal liability, and provides personal accident cover for the rider. Third-party cover is mandatory under the Motor Vehicles Act.
Why buy Two Wheeler Insurance?
- Third-party cover is legally mandatory
- Premiums starting from ₹538/year — among the cheapest motor cover
- Cashless repairs at network garages
- Save on no-claim bonus with claim-free years
Key benefits
- Comprehensive coverage tailored to your needs
- Add-on covers for extra protection
- Lifetime renewals (where available)
- Tax savings under applicable sections
What to check before you buy
- Compare premiums for the same cover across insurers
- Read inclusions and exclusions carefully
- Check claim settlement ratio and process
- Review eligibility — age, sum insured, waiting periods
- Verify network coverage (hospitals/garages where applicable)
Tax benefits
Premiums paid may be eligible for tax deductions under various sections of the Income Tax Act. Consult a qualified tax advisor for specifics.