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ICICI Prudential Child Plan

ICICI Pru SmartKid Solution

The ICICI Pru SmartKid Guarantee plan is an investment plan that comprises two main components: ICICI Pru GIFT Pro and the ICICI Pru Non-Linked Waiver of Premium (WoP) Rider.

Starting at
₹3,000
/year
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Plan highlights

Premium starts
₹250/month

What's covered

  • ✓Guaranteed Returns: The child plan provides guaranteed income, ensuring financial stability for future goals. Guaranteed benefits are payable provided all due premiums have been paid.
  • ✓Life Cover: Life insurance cover is provided throughout the policy term. This benefit is payable upon the death of the Life Assured during the policy term.
  • ✓Future Premiums Waived Off: In the event of specific unforeseen circumstances, all future premiums can be waived. This waiver ensures the plan continues with the child's goals intact, even if the premium payer is affected.
  • ✓Tax Benefits: Tax benefits are applicable as per prevailing tax laws.

Policy brochure & wording

Read the full T&C document before buying.

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